Clauser finds
another way to build affordable homes
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Suzanne
Clauser standing in the doorway of the moderately priced house that
she is building and plans to sell to someone living in Yellow Springs. |
Last week Suzanne Clauser was beaming as she stood in
front of the white two-story frame house still under construction at 409
Dayton Street.
The lot, which she originally purchased for herself,
and the house she designed to suit her tastes will be put on the market
this fall for a family making a moderate income in Yellow Springs. She
has taken responsibility for one small corner of the affordable housing
issue and is having a ball doing it her way.
A former board member of Yellow Springs Home, Inc.,
a community land trust, Clauser has supported the establishment of affordable
housing in Yellow Springs for several decades. Local affordable housing
organizations have done a lot for families with lower than median incomes,
she said. But when she tried to extend housing options to a broader income
range, she said she found that both constraints of government funding
and lack of consensus on a public housing plan made it difficult to help
those making median income and slightly higher.
“It was heartbreaking, the debate about
housing,” she said. “So I decided just to do it on my own
and have fun with it.”
Clauser visits the house she designed nearly every
day, she said, and talks to the local construction team she chose to do
the work. Richard Zopf helped her to situate the structure catawampus
to the street and nestle it between a budding crab apple, a blue spruce
and two old weeping willows in the backyard. Designer Kathy Moulton created
the blueprints, which include a first-floor picture window that looks
onto the back deck and adds light to the vaulted ceiling in the kitchen
and living room area. The plans also include what Clauser called a “bonus”
room or open room at the top of the stairs.
Contractor Mike Alexander oversees the construction,
and Antioch graduate Carl Bryan has done all the electrical work. The
materials are the only thing that came from out of town because there
is no longer a local lumber yard, Clauser said.
“Just as I had hoped would happen, all
these people have been coming up with ideas that are much better than
mine,” she said of her team.
Clauser plans to sell the new home with the lot at
cost, which she covered through a low-interest loan on her own home. Though
the price of the 1,470-square-foot three-bedroom house has not been determined
because it is still unfinished, she said she anticipates selling it to
an applicant with an income of 110 to 120 percent of the Greene County
median income, perhaps $80,000 or slightly higher.
Clauser’s plans differ from the models used by
Home, Inc. and Starfish, which target families making 80 percent of the
median income or lower. And unlike Home, Inc., which does not sell the
land with the house, Clauser’s home includes the land, raising the
total cost of the home.
She plans to control the resale value for a period
of 10 years and envisions local teachers, faculty, police officers and
Village employees as the type of families that would make a perfect match
for the house.
“What Starfish and Home, Inc. are doing
is wonderful, but I think slightly higher income people are also having
trouble buying homes here,” Clauser said. “I’m trying
to give people a choice.”
Since construction began in May, she said, many people
have thanked Clauser for her community effort. But she insists she did
it mostly for herself.
For several years Clauser has tried to move out of
her much-adored but oversized octagonal house on Whiteman Street by building
a smaller home in town. She purchased the cottage at the corner of Dayton
and Stafford and its neighboring lot two years ago, intending to remodel
it for herself. She ended up selling the house and tried to build a new
home for herself on the empty lot next door. This time the sale of her
house will help realize a longtime effort she has made to help diversify
housing in the village.
Clauser hopes that the fun she has had watching her
creation come to life over the summer will serve as a model for other
Yellow Springers who can afford to front extra capital to build housing
on other vacant lots. The financier would need to be able to have a lump
sum of money tied up interest-free for several months, after which everything
that was put in could be returned.
Though Clauser would like to repeat the process herself,
the challenge of finding available land in the village at an affordable
price could be prohibitive, she said. Land in Miami Township may be less
expensive, but the cost of installing new infrastructure would make development
more expensive, she said.
“I was able to do this because I got the
land rather inexpensively,” she said. “I would love to do
this again, but I don’t know if I can get the land at a price that
would allow me to do it.”
Home, Inc. has been looking for three years for a plot
of land to purchase and develop but has had trouble finding people who
want to sell or are able to sell at a reasonable price, the organization’s
director, Marianne MacQueen, said.
“The lack of property that is economically
viable to build on is the critical issue,” she said.
The lack of larger pieces of available property makes
Clauser’s solution more necessary, Bryan said.
“I’m glad to work on this project.
It’s great what Sue’s doing,” he said. “People
are such profiteers, and housing is only going to get more expensive.”
Clauser had hoped to have the house completed and on
the market before the school year started, and though the target date
has been extended into October, she has received inquiries from several
people from out of town. But she is holding out for someone who works
in town and, she said, should have every opportunity to live here and
be involved in the community they contribute to every day.
—Lauren Heaton
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